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Over 90% of our clients complete our program without declaring bankruptcy.
Only 6% decide that there is no other alternative but to declare bankruptcy.

   

Here's a good comparisons between our debt consolidation services and other companies.


Our Consolidation Company

Other Companies

1.We are professional debt management credit counseling, company 1.Volunteers
2.Full Legal Staff 2.No Legal Staff
3.Will Negotiate on Clients Behalf 3.Does no Negotiations
4.We DO NOT Report to Credit Bureaus 4.Reports to the Credit Bureau
(stays on credit report for 3 years)
5.We Request the Accounts Re-age 5.They Do NOT
6.We Disperse Payments Daily 6.One Disbursement per month
7.We will NOT put Client On a Budget. No Qualifying, No Equity 7.Put on a strict Budget
8.We can Work with Taxes and Student Loans And Old Utilities 8.Can be Turned Down
They do Not do this
9.Only (6%) of our clients end up filing bankruptcy 9.(75%) of other company's clients end up filing bankruptcy in 3 to 4 months
10.We Will Work Hard Until the Client can get out of debt 10.May Need BOTH for a Debt Consolidation Loan
No Collateral or Co-Signers Needed  

How a consolidated debt plan works

A debt consolidation plan will allow you to manage finances without a consolidation loan and without declaring bankruptcy! If you are having trouble meeting the minimum monthly payments on your bills, feel you are slipping further behind each month and need debt relief, let us go to work for you!

Consolidation vs. credit card interest charges

Consolidation of credit card debts and unsecured loans makes rapid debt reduction possible. All members of BadDebtBankruptcy.com's professional and legal staff are trained in debt mediation with credit card companies and unsecured creditors. Why? ...Because a debt financed at 8% or lower is much easier to pay down than is a 22% credit card interest charge! In some cases, the negotiated interest charges on consolidated debts may be brought down to ...zero !

Budget and Credit Counseling Services

BadDebtBankruptcy provides professional budget and credit counseling. We carefully answer your financial questions and recommend steps to resolve your financial difficulties that may be preventing you from making the most out of your money and credit.

Why waste money on high interest creditors?

Save your financial resources for yourself and your family! We can take all of your unsecured bills, negotiate with all of your creditors for new interest charges and terms, making it possible for you to make a single monthly payment towards satisfying your obligations and while allowing you to maintain a comfortable household budget. There you have it!


Here are the benefits of our debt consolidation program:

  • Lower interest charges/ eliminated interest charges

  • Lower total monthly bill payments through the debt reduction and debt consolidation

  • Eliminate late charges or skipped payment charges
  • More of the principal is paid each month
  • Improved credit ratings
  • Halt collections harassment by collection agencies.
  • 1 Convenient, single monthly payment

  • Avoid bankruptcy and consolidation loans

  • Free budget and credit counseling during your debt management time with us

  • Professional, personal service

Click here to get Your Free Debt Consolidation Quote


United Consolidation Consultants and Debt Management Services
For your information we have included a link to the:

THE FAIR DEBT COLLECTION PRACTICES ACT


 
debt consolidation services
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